Notices applicable to you may differ depending on where you reside. Please read The Charles Schwab Corporate Privacy Notice and the other Privacy Notices that may apply to you. In the event of material changes to our Privacy Notices, we will post the revised notices on this page with a new "Last Updated" date. Changes to our Privacy Notices will become effective when posted unless indicated otherwise. We are here to answer your questions

Personal Information We Collect
Personal Information is information which uniquely identifies you, such as your name, email address, billing information, or other data that can be reasonably linked to you by the firm. We collect Personal Information to help us service your accounts and to deliver an exceptional experience.
The kind of information we collect depends on your interactions with us, the products and services you apply for and what we need to maintain your accounts. Additionally, some service providers may share your information with us for specific purposes, such as to verify your identity and to protect your accounts and financial information.

Information you provide to us.
You may provide Personal Information to us through our website. For example, you may register to use our services or create an account with us, which allows or requires you to provide certain information to us (e.g., contact information such as your name, email address, telephone number, etc.). You provide Personal Information and other information to us when you contact us through our websites or by phone. We may also collect Personal Information from you when you subscribe to our newsletters and other subscriptions and to participate in our surveys.

Information we collect from other sources.
We may collect Personal Information from third parties such as consumer reporting agencies to assess, or other providers for identity verification services, etc.

Information we collect automatically as you use our website.
We collect Personal Information and information about your devices, browsers, and Internet activity as you use and interact with our websites. The information we collect includes unique identifiers, browser types and settings, device types and settings, operating systems, mobile network information including carrier name and phone number, and application version numbers. We also collect information about the interaction of your browsers and devices with our websites, such as IP address, device type, system activity, wireless carrier name (when you use a wireless or mobile device), and the date, time, and referrer URL of your request.
The firm websites, mobile applications, and online services may store or retrieve information on or about your browser, mostly in the form of small files called cookies and similar technologies (together, "cookies"). Cookies ensure our websites work as intended and enable us to personalize and capture your preferences on our websites, measure the effectiveness of advertisements and web searches, and improve your experience with our products.

Our cookies are organized into the following categories:

• Necessary Cookies. Our websites need these cookies to function. Necessary cookies are usually set when you take a specific action, such as logging in, setting your privacy preferences, and completing forms.
• Functional Cookies. These cookies help us personalize our websites and enhance how they function. Functional cookies can be set by us or by a third-party provider servicing our websites.
• Analytical Cookies. These cookies help us track how our website performs, such as counting visits, traffic sources, and other data points. Analytical cookies help us learn which pages perform best, which ones need work, and how visitors like you navigate the website. The information from these cookies is analyzed at an aggregate level.
• Marketing Cookies. We work with advertising partners to optimize our digital marketing. These cookies do not capture details like your name or email address. We use information from marketing cookies to measure the performance of our digital marketing. The information also may be used to show you relevant advertisements on other websites.

To disable cookies, adjust the settings on your browser (e.g., Chrome, Edge, Safari). Disabling cookies may modify your experience on or ability to navigate our websites.

How We Use and Share Your Personal Information
We use Personal Information for various functions, such as to:

• Maintain and service your account.
• Improve our service and products. We may contact you about our products and services as well as those offered by third parties that may be of interest to you.
• Facilitate your participation in online activities. We may use your contact information to communicate and interact with you, such as to send you emails and text messages about our products and services. We use the IP address provided by your device to send you the data you request to display on your device.
• Comply with our legal and regulatory obligations.
• Maintain the safety, security, and integrity of our business.

We share information about you:

• With trusted service providers who support and help develop our products and services. Our service providers are contractually committed to our standards for safeguarding your information.
• To protect the rights, property, or safety of our firm, our customers, or others. This may include exchanging information with other companies and organizations for fraud protection and credit risk reduction.
• To comply with legal and regulatory obligations, including cooperation with law enforcement, judicial orders, subpoenas, and regulatory inquiries.